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Eva Garcia
Eva Garcia
(386) 492-7441eva@urbanistarealty.com
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  • Eva Garcia(386) 492-7441
    eva@urbanistarealty.com
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  • Urbanista Realty, Inc
    101 2nd St Unit #101
    Holly Hill, FL 32117
    (386) 316-0371
    eva@urbanistarealty.com

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    © 2025 Urbanista Realty Inc. All rights reserved.
    Website built by CloseHack.
    Daytona Beach Area Association of Realtors

    IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

    MORTGAGE CALCULATOR

    Wanting to determine your monthly payments on a home purchase? Fill out the simple information below and find out.

    Mortgage Calculator

    Get an estimate on monthly payments on a property.

    Note: The results shown are estimates only and do not include all factors. Speak with a licensed agent or loan provider for exact details. This tool is sourced from CloseHack.

    Estimated Monthly Payment
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    Loan Amount
    $0.00

    How to use the Mortgage Calculator

    Using an online mortgage calculator can help you quickly and accurately predict your monthly mortgage payment with just a few pieces of information. It can also show you the total amount of interest you'll pay over the life of your mortgage. To use this calculator, you'll need the following information:

    • House Price

      The dollar amount you expect to pay for a home.

    • Down Payment

      The down payment is money you give to the home's seller. At least 20% down typically lets you avoid mortgage insurance.

    • Mortgage Term (Years)

      This is the length of the mortgage you're considering. For example, if you're buying new, you may choose a mortgage loan that lasts 30 years. On the other hand, a homeowner who is refinancing may opt of a loan that lasts 15 years.

    • Interest Rate (%)

      Estimate the interest rate on a new mortgage by checking Bankrate's mortgage rate tables for your area. Once you have a projected rate (your real-life rate may be different depending on your overall credit picture) you can plug it into the calculator.

    • Mortgage Principle

      This amount is simply the total number of dollars borrowed towards the purchase of the house, how much you'll be paying off over the lifetime of the loan.

    • Total Payments

      Broken up over a certain number of years, this is how many monthly payments you will need to make to pay off the entire principle.

    • Monthly Payment

      Each month, this is the amount of money that will need to go towards the mortgage payment.

    Get help with all of your real estate needs!

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    10.0%

    Interest Rate

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    Tax Rate

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    2.6%
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